Step by Step Process of Citibank Credit Card Application Online

Some people are hesitant to get a credit card but in fact, there are a number of benefits to using them. Of course, it is important to remember to use your credit card wisely. Do not spend more money than you have. If you have a credit card, you have a chance to build your credit profile and an opportunity to earn exciting rewards.

Citibank has made it easier for people to apply for a credit card online. The approval process is also very fast as long all the requirements are met.

ELIGIBILITY

1. You must be at least 21 years of age.
2. You must have a minimum income of

·         Php 180,000.00 per year if you already own a credit card.

·         Php 250,000 per year if you do not own a credit card yet.

3. You must have an active landline or mobile phone number.
4. You must have a valid SSS, TIN, GSIS, or UMID number.

REQUIREMENTS

1. Government-issued ID (if you have another principal credit card).
2. Government-issued ID, Proof of Income such as payslip or ITR, Bank Statement of your Payroll Account showing your one-month salary, Signed Certificate of Employment (if you have no principal credit card).

*Principal Credit Card means you own a credit card under your name, but not as a supplementary.

CHOOSE THE RIGHT CREDIT CARD FOR YOU

Apply for a Citibank credit card the best suits your needs. You can get free welcome offers such as: No Annual Fees, Free Miles, or SM Gift Pass.

Here are the most popular Citibank Credit Cards:

CITI GRAB CARD

CITI PREMIERMILES MASTERCARD

CITI REWARDS MASTERCARD

CITI CASH BACK MASTERCARD

If you have a good credit standing, it is going to be easy for you to apply for a credit card. Keeping your credit score in good standing means that you are able to settle your credit card bills by your due date. It doesn’t matter if you are only making the least minimum payment. As long as you are making payments by your billing due date, you will be approved.

SUBMIT REQUIREMENTS ONLINE

Citibank doesn’t need applicants to have a deposit account with the bank. They also made it easier for applicants to submit the requirements online. The verification of the submitted documents only take five to seven business days.

Take note of the Application ID that will be provided after you have completed the online application. You can use it to check your credit card application status here.

HOW DO YOU KNOW IF YOUR APPLICATION HAS BEEN APPROVED?

Rarely does Citibank call the applicants to inform them the status of their application. Applicants can call Citibank at (632) 8995-9999 to follow up on their application.

If your credit card application has been approved, you will receive an email about Citibank Electronic Advices and Citibank Electronic Statement Enrollment. It means you will be able to access your account online. You don’t have to worry because Citibank Online Banking has standard security measures just as safe as traditional banks. It offers encryption and fraud monitoring.

DELIVERY

Once your application has been approved, your new Citibank credit card will be delivered to your registered address within 7 to 14 days. The actual delivery time from Citibank may vary. You can always call their customer service hotline or check application status online.

1. Visit Citi's online applications status page.
2. Input your application ID and zip code, or your phone number, zip code and birthday.
3. Click “check status.”
4. Status will show either approved, denied or still pending.